#  Risk Strategy and Insurance 

 



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The Risk Strategy and Insurance (RSI) team works collaboratively across the University to support Harvard’s mission by providing enterprise-wide leadership in proactively identifying, assessing, mitigating, and financing risk.

## Global Insurance and Risk Financing 

We underwrite, design, and administer bespoke insurance programs and policies, both enterprise-wide and where appropriate, for specific operations and locations. We also design innovative risk financing solutions to optimize cost and coverage.

## Claims Management

With the exception of benefits related claims and workers compensation, our team facilitates claims and acts as a liaison with insurance companies and third parties. We handle claims with precision and empathy—ensuring timely resolution, cost control, minimal disruption, and maximum recovery.

## Contract Assistance

Our team provides expert guidance in contract negotiations, specifically focusing on risk management and insurance provisions. We work closely with University departments and external partners to ensure that contracts include appropriate language for indemnification, insurance requirements, and risk transfer. By aligning contractual terms with institutional standards and best practices, we help safeguard the university’s interests, reduce exposure, and promote responsible partnerships.

## Risk Identification, Analysis, and Mitigation

We provide expert resources in identifying and analyzing exposures, whether common or unique, and help to deliver and align appropriate solutions with the goal of building resiliency across the university.